On June 29, 2025, the Federal Housing Finance Agency (FHFA) directed Fannie Mae and Freddie Mac to incorporate cryptocurrency holdings into mortgage loan risk assessments. (Source: Reuters, June 25, 2025) This policy allows homebuyers to use crypto assets held on U.S.-regulated exchanges as part of their financial reserves.
The directive aims to broaden home loan access by recognizing digital assets. It specifies eligibility for cryptocurrencies stored on U.S.-regulated centralized exchanges only.
As of June 28, 2025, Coinbase Global Inc. (COIN) traded at $353.43, down $21.73 (-5.79%) from the previous close. (Source: AP News, June 25, 2025)